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Bulgaria Adopts the Euro, Becomes 21st Member of the Eurozone

EU approval crowns years of preparation, with unresolved referendum challenges headed to the Constitutional Court in 2026.

Overview

  • The switch took effect on 1 January 2026 at a fixed conversion rate of 1.95583 lev per euro.
  • EU finance ministers backed the move unanimously after a positive European Commission assessment, and the European Parliament approved it by a large majority.
  • January will see dual circulation as lev cash is withdrawn, with free exchanges at banks for six months and unlimited exchanges at Bulgarian National Bank cash desks thereafter.
  • The Association of Banks of Bulgaria warned of temporary outages for ATMs, card payments, and online banking during the New Year changeover, with services expected to normalize by 2 January.
  • Domestic opposition gathered roughly 600,000 signatures for a vote and staged protests; the Constitutional Court found a speaker’s refusal to advance a referendum unlawful and will review parliament’s later rejection in 2026.