Buffett Assures Depositors of Safety, Shareholders of Risk

The government will backstop all bank depositors to prevent any losses, Buffett says.
Shareholders, not depositors, may lose out if more banks fail due to risky practices.
While bank failures may continue, Americans' money in the bank remains protected, Buffett notes.
Although some banks behaved irresponsibly, deposit insurance prevents bank runs and maintains public confidence.
Despite any future bank closures, Buffett challenges someone to prove even one depositor will lose money.