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Bristol Woman Trades £1,600 Flat for Houseboat, Saving £500 a Month

She is on track to pay off her specialist marine loan in under two years after cutting her living costs to £600 a month

Overview

  • Barwick bought a dark green and white 48ft houseboat at Bristol Marina in May 2024 with a specialist marine loan exceeding £100,000 and kept it solo after her breakup
  • She now spends £600 on mooring fees and utilities each month, down from the £1,100 she paid for rent and bills in her Bedminster flat
  • Her boat’s 48ft by 12ft layout feels comparable to a small flat and features a roof deck used as an outdoor garden for barbecues
  • Living aboard requires weekly manual tasks—from emptying the toilet to refilling the water tank—and brings cold winter nights and cool summers
  • Moored at Bristol Marina, she has built a close-knit riverside community and has yet to learn navigation or start the engine