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Brazil’s Central Bank Holds Selic at 15% for Third Straight Meeting

Policymakers say keeping the rate at this level for a prolonged period will ensure inflation converges to the 3% target.

Overview

  • The unanimous decision keeps borrowing costs at their highest since 2006 after the committee cited inflation above target and global uncertainty tied to U.S. policy.
  • The central bank updated forecasts to 4.6% inflation at end‑2025, 3.6% for 2026, and 3.3% by the second quarter of 2027 in its reference horizon.
  • Brazil’s ex‑ante real interest rate is estimated at 9.74%, the world’s second highest after Turkey, according to MoneYou.
  • President Lula and Finance Minister Fernando Haddad pressed for cuts, yet none of Lula’s appointees on the Copom voted to reduce rates this year.
  • The national industry lobby CNI condemned the hold, saying very high rates suppress investment and make consumer credit more expensive.