Particle.news
Download on the App Store

Brazil Weighs IOF Tax on Cross-Border Crypto as Stablecoins Fall Under FX Rules

A new central bank framework classifies stablecoin transfers as foreign exchange starting Feb. 2, 2026.

Representation of cryptocurrencies are seen in this illustration created on September 10, 2025. REUTERS/Dado Ruvic/Illustration

Overview

  • Finance officials are reviewing whether to apply Brazil’s IOF financial transaction tax to some international transfers using cryptocurrencies and stablecoins, with any levy still contingent on separate tax authority guidance.
  • The Central Bank’s resolutions treat purchases, sales, and exchanges of stablecoins as foreign-exchange operations, covering international payments, card settlements, and transfers to or from self-custody wallets.
  • The Federal Revenue Service expanded reporting on Nov. 14 through IN RFB nº 2.291, requiring foreign crypto exchanges operating in Brazil to report transactions.
  • Government data show crypto transactions reached 227 billion reais ($42.8 billion) in the first half of 2025, with USDT accounting for about two-thirds of volume and bitcoin about 11%.
  • A Federal Police official cited schemes using stablecoins to underdeclare imports and estimated more than $30 billion in annual revenue losses, arguing greater visibility would also aid collection of customs duties.