Overview

• The new rule applies when the receiver is a legal entity or an institution not authorized by the monetary authority.
• The requirement takes effect on October 13, 2025, with institutions given until January 1, 2026 to adapt contracts and systems.
• The Central Bank says the change will increase competition, bolster security, cut delinquency, improve operational efficiency and lower collection costs.
• Pix Automático operates within Brazil’s Open Finance infrastructure, enabling cross‑institution services that companies can use.
• A separate CMN resolution standardizes accounting for sustainability-related assets and liabilities from January 2027, aligning with OCPC 10 and tailored to financial institutions.