Overview

• The nationwide mandate takes effect Monday, October 13, 2025, moving Pix Automático from an optional rollout to a required modality.
• Businesses send a single authorization request that customers approve in their banking app, set frequency and value limits, and cancel at any time, with payments executed 24/7.
• Only legal entities active for at least six months can collect via Pix Automático, a safeguard aimed at deterring fraud from newly created firms.
• Banks and payment institutions must vet collectors by checking registration data, business-activity compatibility, and transaction history before enabling recurring charges.
• The tool covers individuals paying companies or MEIs and is positioned to replace traditional automatic debit and boletos, potentially expanding access to about 60 million people without credit cards.