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Bondholders Sue Oracle Over Alleged AI Debt Nondisclosure

The case centers on a September bond sale tied to Oracle’s OpenAI computing pact, with plaintiffs saying a swift follow-on $38 billion loan should have been disclosed.

Overview

  • Investors filed a proposed class action in New York state court representing buyers of $18 billion in Oracle notes and bonds sold on Sept. 25, 2025.
  • Led by the Ohio Carpenters’ Pension Plan, plaintiffs allege offering language that Oracle “may” borrow more was misleading because further borrowing had already been planned.
  • The complaint says Oracle obtained roughly $38 billion in loans seven weeks later to fund data centers in Texas and Wisconsin supporting a five-year, $300 billion OpenAI agreement.
  • Defendants include Oracle, Larry Ellison, former CEO Safra Catz, Chief Accounting Officer Maria Smith, and 16 underwriting banks, with unspecified damages sought under the Securities Act of 1933.
  • Oracle shares fell about 4%–5% after the filing, and reports cite lingering uncertainty over a Michigan data center as Blue Owl exited, with Blackstone in talks and Bank of America said to be arranging $14 billion in debt.