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Bolivia Lets Banks Offer Crypto Accounts, Bringing Stablecoins Into Regulated Finance

Officials cite surging inflation alongside a dollar squeeze as they move stablecoins into regulated banking.

Overview

  • Economy Minister Jose Gabriel Espinoza said banks may custody digital assets and provide crypto‑denominated savings, credit cards, and loans.
  • Households and firms have shifted to USDT due to scarce dollars, with retailers pricing in stablecoins and automakers Toyota, Yamaha, and BYD taking them since September.
  • State energy firm YPFB outlined a system for crypto payments for fuel imports, with infrastructure prepared but no transactions completed yet, according to a spokesperson.
  • The policy advances alongside talks for more than $9 billion in multilateral financing, proposals to scrap the wealth and financial transaction taxes that need Congress, and a planned 30% spending cut in the 2026 budget.
  • Bolivia reversed its crypto ban in 2024, and the central bank has emphasized that digital assets are not legal tender as banks expand services such as stablecoin custody.