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BNY Mellon Debuts Stablecoin Reserves Fund to Meet New U.S. Rules

The government money market vehicle provides a compliant place for cash-equivalent reserves under the GENIUS Act.

Overview

  • BNY launched the BNY Dreyfus Stablecoin Reserves Fund (BSRXX), a government money market fund that holds cash and Treasuries rather than stablecoins.
  • The fund is designed to help permitted issuers satisfy Federal Reserve and GENIUS Act one-to-one reserve requirements.
  • Access is limited to qualified institutional participants through BNY’s Liquidity Direct platform, including custodians, brokerages, and fiduciaries.
  • Anchorage Digital supplied the initial investment, with CEO Nathan McCauley endorsing the fund as core infrastructure for compliant issuance.
  • BNY cites projections of stablecoins growing toward roughly $1.5 trillion by 2030 and positions the fund for capital preservation and liquidity during stress, echoing models like BlackRock’s USDC reserve vehicle.