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Block Shares Slide After Q3 Miss as Square Margins Lag Despite Cash App Strength

The selloff reflects investor focus on Square margins, credit losses, profitability metrics.

Overview

  • Adjusted EPS came in at $0.54 on revenue of $6.11 billion, both below consensus expectations.
  • Total gross profit rose 18% to $2.66 billion, with Cash App up 24% to about $1.62 billion and Square up 9% to roughly $1.02 billion.
  • Square GPV grew 12% year over year while gross profit growth trailed at 9%, a gap tied to a processing‑partner cost shift and lower‑margin hardware sales.
  • Full‑year 2025 gross‑profit guidance increased to about $10.24 billion and the company projected roughly $2.75–$2.76 billion in Q4 gross profit.
  • Bitcoin revenue reached $1.97 billion and holdings stood at 8,780 BTC, with Proto logging its first, modest mining‑hardware revenue as shares fell about 10%–14% post‑report.