Black-Owned Banks Optus and Citizens Savings Bank and Trust Reviewed; Entrepreneur Shares Money Lessons for Kids

Optus Bank and Citizens Savings Bank and Trust, both Black-owned banks, are committed to serving underserved communities and helping people build wealth. Meanwhile, entrepreneur Ja'Net Adams shares how her children learn important money lessons by observing her work.

• Black-owned banks Optus Bank and Citizens Savings Bank and Trust have been reviewed by Business Insider, highlighting their services and commitment to serving underserved communities.
• Optus Bank, based in Columbia, South Carolina, offers a range of services including savings, checking, and money market accounts, as well as CDs. It also provides free access to Wells Fargo ATMs.
• Citizens Savings Bank and Trust, with branches in Memphis and Nashville, offers a variety of accounts including savings, checking, CDs, and money market accounts. It also reimburses up to $25 per month in out-of-network ATM fees.
• Both banks are committed to serving communities that have been disadvantaged due to systemic or structural racism, and aim to help people build wealth.
• Entrepreneur Ja'Net Adams shares how her children learn important money lessons by observing her work, including understanding the importance of a strong work ethic, feeling safe asking about money and business, and understanding how to work towards long-term goals.

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