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Bitwise Goes Live as Morpho Vault Curator With Non-Custodial USDC Strategy

The initial vault targets about 6% APY via overcollateralized lending as a professionally curated, on-chain yield experiment for institutional allocators.

Overview

  • Bitwise’s first strategy is now operating on Morpho, offering stablecoin lending exposure with on-chain execution and user-controlled custody.
  • Portfolio manager Jonathan Man, CFA, leads strategy design and real-time risk oversight, drawing on Bitwise’s 140-person tech and investment team.
  • The firm has not disclosed initial deposits, total vault size, minimums, or whether access is limited to institutions or includes retail participants.
  • Bitwise warns that returns are variable and that smart-contract, oracle, liquidity, and socialized bad-debt risks apply to the lending strategy.
  • The company positions this as the start of a broader on-chain buildout, with plans to expand into additional vault strategies over time.