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Bitcoin ATMs Debut in Nairobi Malls, Testing Kenya’s New Crypto Law

Regulators say licensing awaits detailed rules from the National Treasury.

Overview

  • The Central Bank of Kenya and the Capital Markets Authority issued a joint notice stating they have not licensed any virtual asset service provider under the new law.
  • Orange “Bankless Bitcoin” kiosks now operate in malls such as Two Rivers, Westlands and along Ngong Road, offering cash-to-Bitcoin transactions beside traditional bank machines.
  • Officials said licensing will begin only after the National Treasury publishes implementing regulations, and firms claiming authorization are doing so without approval.
  • The Virtual Assets Service Providers Act, effective 4 November, assigns CBK oversight of payments and custody and gives CMA responsibility for trading and investment activities with AML/CFT obligations.
  • The retail rollout follows years of grassroots crypto use in areas like Kibera, including Afrobit Africa’s 2022 Bitcoin grants, with public trackers currently listing two ATMs in Kenya.