Overview
- Binance said it now lets all KYB-verified VIP clients use its Institutional Loan product, expanding access that was previously limited to VIP 5 users.
- The exchange raised the leverage cap to 5x and increased loan-to-value limits to 80% for initial draws and 83% for transfers, while margin call and liquidation levels stay at 85% and 90%.
- Fixed-rate borrowing now offers 30-, 60-, and 90-day terms with loan sizes from $1 million to $10 million in USDC or USDT.
- An Interest Rebate Program beginning June 1, 2026 can refund monthly interest up to $10 million when clients meet targets for trading volume, open interest, or net asset value, and it applies to USDT, USDC, BTC, and $U.
- The rollout follows recent reporting that U.S. Treasury officials pressed Binance over compliance tied to its 2023 settlement, with a February Senate letter urging a review of its sanctions controls.