Overview

• RWUSD went live on July 28, 2025, as a principal-protected yield product benchmarked to tokenized U.S. Treasury bills and other real-world assets with a flat 4.2% APR.
• Users can subscribe with USDT or USDC at a 1:1 ratio without fees, and rewards begin accruing daily from the day after deposit with distributions two days later.
• Redemptions are processed only in USDC at a 1:1 ratio, offering Fast and Standard options with fees of 0.1% and 0.05% respectively, subject to periodic fee waivers.
• The product functions as an internal ledger entry that cannot be traded or withdrawn on-chain and is designed to integrate seamlessly into Binance’s lending ecosystem.
• RWUSD is unavailable to U.S. persons and remains subject to Binance’s internal policy adjustments on yield rates, subscription caps and redemption conditions.