Overview
- The new portfolio—Bilt Blue ($0), Bilt Obsidian ($95) and Bilt Palladium ($495)—goes live Feb. 7, with preorders open to existing cardholders now.
- Bilt introduces Bilt Cash, earning 4% on everyday purchases; every $3 in Bilt Cash unlocks 100 Bilt Points on rent or mortgage payments.
- Housing rewards now include mortgages with no preset caps, and cardholders can optionally pay a 3% fee on any portion not covered by Bilt Cash to earn points.
- All relaunched cards feature a 10% APR on new purchases for 12 months before standard variable rates apply.
- Bilt replaces the Wells Fargo-issued card with new partners led by Cardless, alongside Fidem Financial and Column N.A., and the cards carry Mastercard benefit tiers including Priority Pass on Palladium.