Overview
- The partnership is live, allowing shoppers to choose Bilt Points as their Rakuten payout so cash back converts at 100 points per $1 for the first six months.
- After the promo, Bilt Blue members receive 50 points per $1 while Silver, Gold and Platinum members retain 100 points per $1, and points earned via Rakuten do not count toward Bilt elite status.
- Accounts must be linked through the Bilt app and set to “Bilt Points” as the Rakuten payment method, with rewards posting on Rakuten’s standard quarterly schedule.
- A limited-time offer grants 2,500 bonus Bilt Points to members who join Rakuten via the Bilt app and make a qualifying first purchase of at least $25.
- Bilt Points can be used for travel redemptions and rent or student loan payments, and Bilt has said points on mortgage payments are slated for 2026, giving millions of Rakuten and Bilt members a new way to earn utility-focused rewards.