Overview

• The 30-year-old poster detailed a plan to buy a roughly 1,800 sq. ft. 3BHK in an eight-year-old, Tier-1 gated community with metro access and greenery in JP Nagar.
• The couple reports a combined monthly income of ₹5.1 lakh, monthly expenses of ₹60,000–70,000, emergency and buffer funds totaling ₹40 lakh, and ₹18,000 in rental income from a 2BHK in their hometown.
• They indicated readiness to put down about ₹90 lakh for the purchase and fees without selling mutual funds or equities, financing the balance with a ₹1.8 crore home loan.
• Commenters endorsed the location and build quality but frequently argued the quoted price looked high versus gated-society 3BHKs cited at ₹1.8–2.3 crore, urging negotiation, patience, or exploring Outer Ring Road options.
• Advice repeatedly flagged long EMIs and potential loss of mobility as key risks for the couple, who currently rent for about ₹35,000 and prefer staying in South Bengaluru over shifting to Sarjapur or Varthur.