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Bengaluru Engineer Achieves Rs 1 Crore Net Worth Before 30, Shares Viral Journey

Starting with a Rs 2.4 LPA salary in 2018, the techie leveraged career growth, disciplined investments, and a frugal lifestyle to reach financial independence aspirations.

The Redditor reflected on how he rose from a low-income household to secure a high-paying job in a product-based company.
From Rs 2.4 LPA to Rs 1 crore net worth: Bengaluru techie shares successful earning, investment journey, all before 30
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Overview

  • The engineer began his career in 2018 with a Rs 2.4 LPA salary and now earns Rs 45–50 LPA, including stock grants, at a product-based firm.
  • He invests Rs 71,000 monthly in SIPs, growing his portfolio from Rs 31.6 lakh in 2023 to Rs 1 crore by 2025.
  • Despite his income growth, he maintains a modest lifestyle, using a 2019 Android phone and Rs 250 shoes with upgraded soles.
  • The Reddit post detailing his financial journey has gone viral, resonating with young professionals on r/PersonalFinanceIndia and social media.
  • He plans to achieve financial independence by 35–40 and aims to retire before 45 to focus on health, hobbies, and helping others.