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3h ago

BCRA Updates 30-Day Peso Deposit Rates as Digital Banks Top 40%

The central bank’s comparator shows major lenders clustered near 31%–37.5%, with online-only offers materially higher.

Plazos fijos. Los ajustes de tasas del BCRA dejó grandes alternativas de inversión con rentabilidad positiva.
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Antes de hacer un plazo fijo, conocé las tasas de interés que ofrecen cada uno de los bancos. 

Overview

  • On October 2, the BCRA table lists 30-day TNAs such as Banco Nación 37.5%, Provincia 34%, Ciudad 31%, BBVA 35.5%, Macro 36.5%, Credicoop 37% and ICBC 35.15%.
  • Digital and fintech players continue to lead online returns, with VOII, Reba and Crédito Regional at 43%, Meridian at 42.5% and Mariva at 41.5%, while Hipotecario moved to 40.5%.
  • Average reference offers rose in recent hours, with coverage citing a move to about 37.5% from roughly 36% earlier in the week.
  • Channel gaps remain wide, with in-branch placements quoted near 29.5% TNA versus roughly 37.5% through home banking in published examples.
  • Media calculators using the BCRA rates show concrete gains for savers, such as $150,000 at Banco Nación yielding about $4,623 in 30 days, reinforcing active rate shopping after last year’s floor removal.