Overview

• On October 2, Argentina’s central bank published its updated 30-day peso fixed-deposit comparator, covering the largest deposit banks and listing offers available to non-clients.
• Mainstream bank TNAs cluster in the mid-30% range, including Banco Nación at 37.5%, Provincia 34%, Ciudad 31%, Santander 35%, Galicia 35.25%, BBVA 35.5%, Macro 36.5%, Credicoop 37% and ICBC 35.15%.
• Digital and regional players continue to post materially higher online yields, commonly around 41%–43%—with names such as VOII, Reba and Crédito Regional—plus isolated outliers like Mariva at 41.5%, Meridian at 42.5% and a Banco Columbia posting at 50%.
• Several institutions lifted rates versus prior listings, with Nación moving to 37.5%, BBVA to 35.5% and Hipotecario up to 40.5% for certain online terms, according to the BCRA table and media tallies.
• Channel differences persist as online placements typically beat in-branch offers—examples cite roughly 37.5% via homebanking versus about 29.5% at the counter—and calculators show a $150,000 30-day deposit at Nación yielding about $4,623 in interest.