Overview
- The BCRA published its September 19 comparison showing major lenders clustered in the high‑30s to low‑40s TNA for 30‑day peso fixed deposits.
- Reported examples include Banco Nación at 43% TNA, Santander 38%, Galicia 37%, Macro 40.5%, ICBC 42.3% and Banco Ciudad 35%.
- A tail of smaller and digital institutions continues to advertise higher yields, with outlets citing Banco Voii up to 52% TNA and listings that put Banco del Sol near 55% TNA in some cases.
- Multiple reports note a pullback from last week’s brief peaks around 57%, with most banks now below 50% TNA.
- Fintech wallets remain a liquid alternative with daily accrual, including reported yields such as Prex 45.04%, Naranja X 43% and Ualá 40%, and fixed deposits can be opened online without cost.