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BCRA Table Shows Big Banks Near 40% TNA as Smaller Players Top 50% on 30-Day Deposits

Rates briefly neared 57% after last year’s deregulation, then settled into a varied market now shown in the central bank’s bank-by-bank table.

Overview

  • The BCRA published its September 19 comparison showing major lenders clustered in the high‑30s to low‑40s TNA for 30‑day peso fixed deposits.
  • Reported examples include Banco Nación at 43% TNA, Santander 38%, Galicia 37%, Macro 40.5%, ICBC 42.3% and Banco Ciudad 35%.
  • A tail of smaller and digital institutions continues to advertise higher yields, with outlets citing Banco Voii up to 52% TNA and listings that put Banco del Sol near 55% TNA in some cases.
  • Multiple reports note a pullback from last week’s brief peaks around 57%, with most banks now below 50% TNA.
  • Fintech wallets remain a liquid alternative with daily accrual, including reported yields such as Prex 45.04%, Naranja X 43% and Ualá 40%, and fixed deposits can be opened online without cost.