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yesterday

BCRA Table Exposes 30%–55% Split in 30‑Day Peso Deposit Rates as Average Falls to 43%

Recent BCRA moves in BYMA repos signaled lower short‑term yields, prompting banks to cut offered TNAs.

Plazo fijo con tasas en lo alto: ¿Cuánto rinde una inversión de $270.000 a 30 días? (Imagen ilustrativa).
Con tasas de interés del 50%, el plazo fijo permite conseguir ganancias concretas, como de $80.000, en un mes (Imagen ilustrativa).
Image
Con las tasas más altas del mercado, un depósito de $140.000 en plazo fijo puede generar ganancias importantes en solo 30 días (Imagen ilustrativa).

Overview

  • Argentina’s central bank published an updated, bank‑by‑bank comparator for 30‑day peso fixed‑term deposits that investors are using to shop rates.
  • Top digital and smaller institutions such as Banco Voii, Banco del Sol and Meridian appear near the high end at roughly 50%–55% TNA, while major banks cluster much lower.
  • Multiple outlets report the cross‑market average TNA slid from about 47% last week to roughly 43% this week, aligning with the latest table.
  • Banco Nación illustrates channel gaps, offering about 43% TNA online versus roughly 34.5% in branches, and several banks publish rates available to non‑clients for remote placements.
  • Simulators translate rates into pesos: earning $80,000 in 30 days requires about $2.27 million at a 43% TNA, versus roughly $1.92 million at around 50%.