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1h ago

BCRA Publishes Oct. 2 Bank‑by‑Bank Rates for 30‑Day Peso Deposits as Big Banks Sit in Mid‑30s and Promos Reach 50%

Higher reserve requirements have left a deregulated market with sharp splits between branch rates and online offers.

Plazos fijos. Los ajustes de tasas del BCRA dejó grandes alternativas de inversión con rentabilidad positiva.
Antes de hacer un plazo fijo, conocé las tasas de interés que ofrecen cada uno de los bancos. 

Overview

  • The central bank’s daily comparator lists 30‑day nominal annual rates for each institution this Thursday, Oct. 2.
  • Large retail banks quote client TNAs around the mid‑30s, including Banco Nación at 37.5%, Banco Provincia at 34%, Banco Ciudad at 31%, Banco Galicia at 35.25%, Banco Macro at 36.5% and ICBC at 35.15%.
  • Online and non‑client offers are markedly higher, with Banco Columbia at 50% and others such as Banco Voii, Crédito Regional, Reba and Meridian in the low‑to‑mid 40s.
  • Recent peaks triggered by tighter reserve requirements lifted many 30‑day rates from roughly 27%–29% to about 50% before easing back toward the ~40% area in recent days.
  • Media tools translate TNAs into pesos for savers, with Ámbito showing a 30‑day $150,000 deposit returning roughly $4,300–$5,000 depending on the bank.