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4h ago

BCRA Publishes Bank‑by‑Bank 30‑Day Peso Deposit Rates After Post‑Election Cuts

Deregulation left each bank to set its own offer, producing lower yields with notable gaps between branch rates and higher online options.

Tras los nuevos cambios en las tasas de interés, esto se gana al depositar $750.000 en un plazo fijo.

Overview

  • The central bank posted a comparative table on November 7 listing 30‑day peso fixed‑term rates across major institutions to help depositors compare offers.
  • Large‑bank rates currently cluster in the roughly 24% to 33% range after recent reductions, with examples including Banco Nación at 33%, Provincia at 24%, Ciudad at 28%, Santander at 27%, BBVA at 27%, Macro at 33% and ICBC at 32.25%.
  • Some banks report materially higher online offers available to non‑clients, including Mariva at 35%, Meridian at 36%, Voii at 36% and Banco Columbia at 46%.
  • The BCRA notes that opening a fixed‑term deposit carries no user cost or paperwork and can be done via home banking or through links to bank websites, even without an existing account.
  • Consumer illustrations show that placing ARS 750,000 for 30 days at a 33% nominal annual rate generates about ARS 20,342 in interest, highlighting modest short‑term returns under the new rate levels.