Overview
- The central bank’s Nov. 7 table lists 30‑day peso fixed‑term rates across institutions, including the 10 banks with the largest deposit volumes and rates available to non‑clients.
- Large lenders now cluster in the mid‑20s to low‑30s TNA after fresh reductions; examples include Banco Nación at 33%, Provincia at 24%, Santander, Galicia and BBVA at 27%, ICBC at 32.25%, and Macro at 33%.
- Smaller and online players advertise notably higher yields, with the listing showing Banco Columbia at 46%, Reba at 37%, and others such as VOII and Meridian around 36%–35%.
- Outlets report the average range near 24%–33% and provide calculators showing smaller monthly returns than a week ago as posted rates fall.
- Consumer simulations highlight better payouts for electronic placements, with Banco Nación’s $1.5 million for 30 days yielding about $36,370 in branch at 29.5% TNA or $40,685 online at 33% TNA, while some media pieces display conflicting figures that could confuse savers.