Overview
- On January 7, 2026, the Central Bank published its updated comparator showing 30-day peso fixed-term deposit yields by institution.
- Large lenders report relatively low, grouped rates, including Banco Nación 23.5%, Macro 23.5%, Credicoop 23%, Provincia 22%, Santander 21%, Galicia 21%, BBVA 21%, ICBC 23.5% and Ciudad 20.5%.
- Several smaller or digital options advertise higher online rates for non-clients at roughly 28%, with examples including Banco BICA, Banco CMF, Banco Meridian and Crédito Regional.
- The current dispersion follows last year’s removal of the mandatory minimum rate for peso deposits, leaving pricing to each bank.
- Recent weeks have brought lower yields overall, raising concerns about inflation eroding real returns and prompting savers to compare offers and channels before placing funds.