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BCRA Posts 30-Day Fixed-Deposit Rates With Big Banks at 15%–19.5% TNA

The new official table shows high-teen fixed-deposit rates that often fail to beat monthly inflation.

Overview

  • The central bank, which posted a bank-by-bank table on Wednesday, gives savers an official way to compare 30-day peso deposit offers.
  • Major lenders list high-teen TNAs: Banco Provincia 19.5%, Banco Nación 18.5%, BBVA 18.75%, Santander 15%.
  • Smaller and digital players advertise higher figures for non-clients, with several listed near 24%–25% in the BCRA comparison.
  • Those annual rates translate to roughly 1.25%–1.6% per month, a return that often loses ground to current monthly inflation.
  • Rates can change by channel and amount at some banks, with Banco Nación paying 18.0% in-branch, 18.5% online, and 19% for deposits above 10 million pesos.