Overview

• On August 27, the BCRA published its bank-by-bank table for 30‑day peso fixed terms, including rates available to non-clients via online links.
• The online average stands near 47% TNA, translating to roughly 3.9% in monthly yield under current quotes.
• Leading offers include Banco Macro at 53.5%, Banco CMF at 55%, Banco Provincia de Tierra del Fuego at 54%, Banco Voii at 54% and Reba at 54%.
• Digital placements generally pay more than branch counters, with examples showing 47% TNA online versus 32.5% in person and ARS 400,000 yielding ARS 15,452 online versus ARS 10,685 in branch.
• Banks have been lifting 30‑day rates in recent weeks following a BCRA hike in reserve requirements, after last year’s deregulation left pricing to each institution.