Overview
- Of the €49 billion, €13 billion is earmarked for organic growth and €36 billion for shareholder remuneration.
- BBVA expects lending in Mexico to continue outpacing GDP after posting growth of more than 10% in 2025, with the country contributing over 40% of group profit.
- The bank cites a standout 2025 with its market value topping €119 billion, a share price that more than doubled, a 124% total shareholder return, and over 11 million new customers.
- BBVA is executing an eight‑initiative AI roadmap featuring the Blue client assistant, the “banquero IA” for staff, and an employee “Alter Ego,” supported by a late‑2025 alliance with OpenAI.
- Following the failed Sabadell bid in October 2025, the group reiterates a focus on organic expansion across Spain, Italy, Germany, Turkey, and South America.