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BBVA México Posts 9.3% H1 Profit Growth, Expands Loan and Deposit Books

Rising credit demand alongside lower funding costs drove a wider financial margin that underpinned the bank’s results

Overview

  • Net income for Q2 hit 29,347 million pesos, marking a 4.3% year-on-year and 4.2% quarter-on-quarter increase.
  • The bank’s performing loan portfolio climbed 11.5% to 1.96 trillion pesos by June.
  • Total deposits rose 13.9% year-on-year to 1.91 trillion pesos, with term deposits up 24.8%.
  • Digital channels onboarded 79% of 4.7 million new customers, bringing the total client base to 33 million.
  • The non-performing loan ratio remained low at 1.7% while BBVA México accounted for over 40% of BBVA Group’s first-half profit.