Overview
- Market-average TNA is about 23.5%, down from roughly 35% offered by some banks in early November 2025.
- Current TNAs span roughly 20.5% to 28%, which translates to estimated monthly gains of about 1.71% to 2.33%.
- Banco Nación’s simulator shows $450,000 at 30 days yields $8,691.78 online at 23.5% TNA versus $7,582.19 in person at 20.5% TNA.
- A $10,000,000 deposit at 24.5% TNA earns $201,369.86 in 30 days, for a total of $10,201,369.86 at maturity.
- Published bank offers vary widely, with examples including Nación 23.5%, Macro up to 24.5%, and Bica, Mariva, and Meridian at 28%.