Particle.news
Download on the App Store
11 ARTICLES
·
2h ago

Banks Reset Peso Fixed‑Term Rates With Nación at 37.5% as Digital Lenders Reach 44%

The BCRA’s daily comparator guides depositors in a deregulated market that shows wide gaps between online and in‑branch returns.

Image
Los bancos mueven sus tasas de intereses avalados por la política cambiaria actual. 
Image
Image

Overview

  • Major banks now cluster around 37.5% TNA for 30‑day online deposits, according to the latest BCRA listing published on October 8.
  • Digital and regional institutions lead the board near 44% TNA, with outlets reporting a conditional 46% at Banco Voii for deposits above $1,000,000.
  • Banco Nación lists 37.50% for 30 days and 36.50% for 60, 90 and longer tenors, reflecting its latest adjustment this week.
  • Channel differences remain pronounced as Nación’s simulator shows 37.5% TNA via home banking versus 29.5% at branches for the same 30‑day placement.
  • Media calculators illustrate real returns, including TN’s example that $5,000,000 at a 37.5% TNA earns about $154,110 in 30 days, while banks continue competing to absorb pesos and steady currency pressures.