Particle.news
Download on the App Store
11 ARTICLES
·
2h ago

Banks Reprice Peso Deposits After BCRA Cut as Top Online Rates Hit 46.5%

A 5‑point reduction in the policy TNA has widened the spread of 30‑day returns, with leading digital offers still beating last month’s 1.9% inflation.

Plazo fijo con nuevas tasas: cuánto invertir para ganar $60.000 en 30 días en diferentes bancos (Imagen ilustrativa).
Con las tasas de los plazos fijos actualizadas, mirá cuánto se gana con $180.000 en cada banco (Imagen ilustrativa).
Image
Image

Overview

  • According to the BCRA’s comparator for 30‑day online deposits, Meridian, Voii and Crédito Regional lead today with a TNA of 46.5% (about 3.87% monthly).
  • Across major banks, current TNAs include Banco Nación at 43% online, ICBC at 42.3%, Macro and Galicia at 41.5%, BBVA at 40%, Provincia at 37%, Ciudad at 35% and Masventas at 30%.
  • Channel gaps remain pronounced, with Banco Nación offering 43% online versus 34.5% for in‑branch placements, as shown by its official simulator.
  • At prevailing rates, many monthly yields outpace August inflation; to earn $60,000 in 30 days requires roughly $1.548 million at 46.5% TNA, $1.698 million at 43% and $2.4 million at 30%.
  • Some headline figures are conditional or disputed: Voii states 47.5% for deposits of $1,000,000 or more, while a 52% claim reported by a single outlet is not reflected in the BCRA’s official listing.