Overview

• Six entities increased 30-day TNAs between the pre‑election Friday and Tuesday update—Santander (+4), CMF (+2), Córdoba (+5), Chubut (+6), Meridian (+2.5) and Voii (+3)—while Macro cut by 2.5 points.
• The simple average across 29 banks edged up from 47.18% to 47.63% TNA, indicating a modest systemwide rise.
• Top online offers stand near the high‑50s—Banco CMF about 58% and several provincial/digital banks in the mid‑50% range—contrasting with major banks clustered near 41%–48%.
• Banco Nación’s simulator highlights channel segmentation, showing roughly 47% TNA for electronic deposits versus about 32.5%–34.5% for in‑branch placements.
• Non‑bank options remain below bank leaders, with Mercado Pago’s reported annual yield at 37.7% (about 3.14% for 30 days), as savers compare daily BCRA tables to maximize short‑term returns.