Overview
- ING’s Extra-Konto offers 2.75% p.a. for four months on up to €250,000 with German deposit protection to €100,000, available only to new customers without requiring a current account.
- Bank of Scotland pays 3.00% p.a. for three months up to €100,000 for new customers, then reverts to 1.25% p.a., with the promo window starting at successful ID and shortening if identification occurs more than five days after application.
- Consorsbank advertises 3.10% p.a. for three months plus a potential bonus, applies the rate up to €1 million, requires a free securities account, and falls to 0.80% afterward under France’s €100,000 scheme.
- Raisin’s StartZins pays 3.05% p.a. for three months for new sign-ups with a €50,000 cap, then moves funds to a rollover product currently up to 2.02% or to other marketplace offers, with German statutory coverage.
- Other current promos include Suresse Direkt Bank at 3.00% p.a. for four months before 1.95% under Spain’s scheme, Umweltbank at 3.00% for three months then the ECB deposit rate for three months before 0.60% with German coverage, and BBVA at 3.00% for six months on its current account before roughly 0.50% based on 25% of the ECB deposit rate.