Overview

• Under RBI rules, first, third and fifth Saturdays are working days for banks, while second and fourth Saturdays are holidays.
• The next nationwide closure falls on Sunday, August 31, when branches are shut across the country.
• UPI, mobile and internet banking, NEFT/RTGS, and ATMs continue to operate on branch holidays except during any bank‑specific technical outages.
• Bank holidays are observed under the Negotiable Instruments Act, so cheque clearing and other instrument‑based transactions do not proceed on those days.
• September brings several state‑wise closures, including Karma Puja in Jharkhand on Sept. 3, First Onam in Kerala on Sept. 4, Id‑e‑Milad and Thiruvonam across multiple states on Sept. 5, and Indrajatra in Sikkim plus Id‑e‑Milad in Chhattisgarh on Sept. 6; customers should check RBI’s state‑wise lists or confirm with their bank before visiting branches.