Overview

• As of September 24, the BCRA comparator shows most big banks paying in the low‑to‑mid 40% TNA online after a retracement from recent peaks above 50%.
• Medium and digital players such as Meridian, VOII and Crédito Regional lead at roughly 46.5% TNA for 30‑day online deposits, topping large‑bank offers.
• Banco Nación illustrates the channel gap with 43% TNA online versus 34.5% in branch, a difference that materially changes monthly returns.
• Media simulators estimate that earning $60,000 in 30 days requires about $1.55 million at 46.5% TNA versus roughly $1.70 million at 43% TNA.
• One outlet cites a 52% TNA at VOII for certain amounts, a figure not reflected in the BCRA’s table, while most other listed banks range from about 30% to 46%.