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Bank of Russia Nears Decision on Visa and Mastercard Limits After Fresh Talks

The regulator aims to preserve customer access to funds through a consensus outcome.

Overview

  • National payments chief Alla Bakina said negotiations with banks on potential restrictions for legacy Visa and Mastercard cards are continuing, with decisions expected soon.
  • The review also involves the council of participants and users as the central bank weighs lenders’ costs and possible inconvenience for clients.
  • All necessary steps for Mir cards have been coordinated with banks, while international-brand cards are only technologically supported by NSPK and remain frozen at earlier parameters.
  • Security and fraud-prevention needs are part of the deliberations, including an earlier proposal to limit use of cards beyond their printed expiry dates.
  • Technical constraints have increased since January 1, 2025, when chip security certificates for international systems expired on Visa and Mastercard cards used in Russia.