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Bank of Japan Set to Raise Rate 25 Basis Points With Guidance in Focus

Investors expect Governor Kazuo Ueda to emphasize a cautious, data‑dependent path over naming a terminal rate.

Overview

  • The decision due Friday is widely expected to take the policy rate to about 0.75%, a 30‑year high that markets have largely priced in.
  • Attention is shifting to Ueda’s press conference for clues on the sequencing of future moves, with officials seen avoiding explicit terminal‑rate signals.
  • Even after the hike, the BOJ judges real interest rates to be negative, reinforcing a gradual approach to normalization.
  • Long‑dated JGB yields sit near multi‑year highs around 2% and Japan’s economy contracted in the third quarter, factors that heighten caution.
  • Market pricing points to a possible follow‑up hike in mid‑2026, though some analysts favor October 2026, and sharp yen moves could pull the timeline forward.