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Bank of America CEO Warns Market Will Punish Interference With the Fed

The warning spotlights mounting questions about the central bank’s autonomy.

Overview

  • Brian Moynihan told CBSFace the Nation that “the market will punish people” if the Federal Reserve loses independence, in an interview recorded December 17 and aired December 28.
  • The Fed cut rates for a third straight meeting in December, setting the federal funds rate at 3.5% to 3.75%, the lowest level since November 2022.
  • President Trump has repeatedly criticized and threatened to fire Chair Jerome Powell, and he has said he intends to announce a replacement early next year before Powell’s term ends in May 2026.
  • Trump’s attempt to remove Fed Governor Lisa Cook is currently blocked by lower courts, with the Supreme Court set to hear arguments on January 21, 2026.
  • In a separate May ruling, the Supreme Court allowed removals at certain labor boards but described the Fed as a uniquely structured, quasi‑private entity, signaling stronger protections.