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Bank Indonesia Unveils Plan for Bond-Backed ‘National Stablecoin’ Tied to Digital Rupiah

The proposal remains at the design stage under active OJK oversight.

Overview

  • Governor Perry Warjiyo announced the initiative in Jakarta at the Indonesia Digital Finance and Economy Festival and Fintech Summit 2025.
  • Bank Indonesia plans tokenised versions of government securities (SBN) that would be collateralised by the planned digital rupiah CBDC.
  • The central bank frames the design as a way to tokenise the debt market to boost transparency, efficiency, and liquidity across financial markets.
  • Indonesia’s Financial Services Authority requires anti-money-laundering compliance and periodic reporting from stablecoin traders, and stablecoins are not legal tender despite growing use in payments and remittances.
  • Indonesia ranks seventh in Chainalysis’s 2025 Global Crypto Adoption Index, and separate local reporting says officials have explored Bitcoin as a potential reserve asset.