Particle.news
Download on the App Store

Banco Nación Rolls Out Fully Digital Mortgage Platform in Argentina

The move targets faster approvals to cement leadership in a rebounding mortgage market.

Overview

  • Live since January 12, the +Hogares with BNA portal lets applicants file online, upload documents, and receive a customized loan offer within 24 hours.
  • The only in-person requirement in the process is signing the deed at the selected branch.
  • The platform features verified property listings and a dedicated channel for real estate agencies to post homes eligible for financing.
  • Loans are indexed by UVA, finance up to 75% of the purchase or appraisal value, and the bank promotes market-low pricing such as 6% plus UVA for first-home lines.
  • Banco Nación reports more than 20,000–22,000 mortgages issued and positions itself as the segment leader after a 2025 rebound of roughly 44,000 loans systemwide, though tighter scoring has constrained access for many borrowers.