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Banco Nación Revives +Autos Car Loans at 38% Fixed Rate

The state lender brings back the program to restart car credit via a fully digital, no‑collateral process.

Overview

  • The relaunched line finances 0 km vehicles and used cars up to 10 years old, including autos, pick‑ups and utility vehicles of any origin.
  • Terms include up to $100 million per loan, coverage of up to 100% of the vehicle price including VAT, and repayment periods of up to 72 months.
  • The product is unsecured and granted a sola firma, so the vehicle is not taken as collateral.
  • Applications are open to both customers and non‑customers, initiated at participating dealerships or through the BNA+ app with biometric identity validation, and processed 100% online.
  • The rate was reset from 50% to a 38% TNA after tighter monetary conditions eased, with the bank noting the line had previously peaked at about 300 loans per day and now provides dealer lists and a payment simulator on its website.