Overview
- Loans in foreign currency jumped 124%, largely directed to exporters and large companies.
- The +Hogares con BNA mortgage line issued 21,500 loans totaling ARS 2.4 trillion, accounting for nearly half of national mortgage placements.
- Process digitalization cut average disbursement times from about 200 days to under 50, with 40% of borrowers joining as new customers.
- Asset quality improved as the irregularity rate fell to 2.5% by September 2025 from 12% at the start of the current management, and FIX SCR assigned a local AAA(arg) rating.
- The bank signals 2026 upgrades with end-to-end digitalization of corporate credit and the launch of a new Digital Bank.