Overview
- Individuals and retirees can access financing for new or up to 10-year-old used vehicles without being prior BNA customers.
- Loans range from ARS 1 million to ARS 100 million at a fixed 38% nominal annual rate, a 45.37% effective annual rate and a 57.02% total financial cost over up to 72 months.
- The credit covers up to 100% of the vehicle’s price, including VAT, and requires no collateral, promissory notes or pledges.
- A fully digital application via the BNA+ app enables automatic approval through biometric validation and electronic signature.
- Banco Nación has released consumer guides detailing income eligibility and application steps for the program at authorized dealerships nationwide.