Overview
- Banco Nación raised its UVA mortgage ceiling to 260,000 UVAs (about 394.6 million pesos) with repayment terms extended up to 30 years.
- Free online simulators now calculate initial mortgage quotas, such as 329,345 pesos for a 65 million peso loan over 30 years and 275,259 pesos for a 37.5 million peso loan over 20 years.
- Banco Nación and Banco Provincia introduced fixed-installment personal loans of up to 3 million pesos for ANSES beneficiaries including AUH, SUAF and retirees.
- New personal credit lines feature fully digital applications with automated checks of credit history and income to accelerate approval.
- Expanded loan caps, longer tenors and digital tools aim to improve homebuying affordability and extend financial inclusion to under-served borrowers.