Overview
- Applicants use the +Hogares site to start the process, upload documents and receive a personalized offer of amount, rate and term in under a day.
- Evaluation is centralized by a specialized team, and the only in-person step is signing the deed at the customer’s chosen branch.
- The platform integrates the real-estate market by hosting verified listings and allowing agencies to publish homes for buyers with approved credit.
- The bank reports more than 20,000 mortgages granted under +Hogares and highlights its role in the mortgage rebound tracked through 2025.
- Most loans are indexed in UVA and finance up to 75% of a property’s value, while the bank signals a 2026 return to prior scoring norms without specifying timing.