Overview
- Banco Nación set new annual rates at 22.50% for 30 days, 23.50% for 60 days, and 24.50% for 90, 120, 180 and 365 days, effective December 15.
- Banco Nación differentiates by channel, offering better terms for placements made via home banking than for in‑person operations.
- Official snapshots show major banks’ 30‑day plazo fijo yields clustered below 30%, with examples including BBVA, Santander and Galicia at 21%, Banco Provincia at 22%, and Banco Ciudad at 20.5%.
- Several large banks confirm 24% for 30 days, while Banco Hipotecario stands out at 25.5% in listings reported to the Central Bank.
- Outlets note that recent weeks brought a broad downward adjustment in deposit rates, reducing nominal gains for savers even as plazo fijo remains attractive for those seeking predictability.